In December, my husband and I had to rush our daughter to the Emergency Room. We thought she had the flu. Fast forward to now. Even with my insurance, we owe almost 2,000. Two hour visit, some Tylenol, a steroid dose and a flu test……2K. We got a small discount, but the bill is still insanely high. I can’t afford 2,000 all at once. What is a good way to negotiate a payment plan? Do they even do that? I am very stressed about this. We already live paycheck to paycheck and I can’t handle any more stress.